Guaranteed Money Back at Every 5 Years after completion of Half of the Policy Term
Guaranteed Additions with Sum Assured at the time of Maturity
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Single Premium and Limited Premium Payment options are available
Advantages
Lower Premium for Female Lives
Premium Waiver Benefit Rider is available
Eligibility Criteria:
Age At Entry
Term | 20 | 30 | 40 | |
Minimum | 8 Yrs | 3 Yrs | 90 Days | |
Maximum | Single Premium | 60 Yrs | 50 Yrs | 40 Yrs |
Limited Premium | 55 Yrs | 45 Yrs | 35 Yrs | |
Age At Maturity
Term | 20 | 30 | 40 | |
Minimum | 28 Yrs | 33 Yrs | 40 Yrs | |
Maximum | Single Premium | 80 Yrs | ||
Limited Premium | 75 Yrs | |||
Policy Terms Available: 20, 30 and 40 Years
Premium Paying Terms Available: Single Premium, Limited Premium Paying Term i.e. Half of the Policy Term
Below Riders are Available:
- Accident Benefit Rider
- Accident Death and Disability Rider
- Premium Waiver Benefit Rider
- New Term Assurance Rider
- New Critical Illness Benefit Rider
Guaranteed Benefits:
- Survival Benefits (% of Basic Sum Assured) at Every 5 Years after completion of Half of the Policy Term
Term | End of 10th Year | End of 15th Year | End of 20th Year | End of 25th Year | End of 30th Year | End of 35th Year |
20 | 10% | 10% | - | - | - | - |
30 | - | 15% | 15% | 15% | - | - |
40 | - | - | 20% | 20% | 20% | 20% |
- Maturity Benefit : Guaranteed Additions with Sum Assured at the time of Maturity
Death Benefit:
For Single Premium > 125% of Basic Sum Assured +Accrued Guaranteed Additions
For Limited Premium > Higher of 125% of Basic Sum Assured or 7 times of the Annualized Premium.